How we work the account.
We diagnose, we don't guess
We read your current policy, your contracts, and your loss history. We mark up the gaps. Then we tell you what's wrong — in plain English.
We shop with intent
40+ direct carrier appointments. We submit to the markets that actually want your class of business, not whoever happens to be in front of us.
We advocate when it counts
Claim, audit, mid-term endorsement, renewal — we sit on your side of the table. You hear from a human, as soon as possible.
Built for the middle of the Oklahoma market.
We write premium accounts from $1,000 to $1,000,000. Small enough that the owner picks up the phone, big enough that the contracts matter. We're best for businesses who'd rather have clarity than jargon.
- Annual premium $1K–$1M
- Owner-led or family-run
- Operations in Oklahoma (or contracts that touch it)
- Prefer clarity over insurance-speak
What we believe about commercial insurance.
Direct action
Quotes turned around as quickly as we can. Claims worked the day they're reported. Renewals re-shopped before the carrier blinks. Speed is a coverage feature.
Clarity
Every policy comes with a plain-English summary: what's covered, what's not, what changed at renewal. If we can't explain it, we won't sell it.
Transparency
You see what we see. Commission disclosed on request. Carrier appetite explained. The trade-offs spelled out before you sign.
Common-sense underwriting
We don't ask for forms you don't need. We submit your business the way it actually operates — not the way the carrier wants to imagine it.
Who's on your account.
Talk to Erick directly
15 minutes. No pitch, no pressure.
Meet the rest of the commercial team.
Inside sales, producers, account managers, and the assistants behind every certificate and endorsement — the people writing and servicing the policies on your account.
Trade vocabulary. Trade coverage.
Oil & Gas
Roustabout, midstream, well servicing, flowback, water transfer.
Construction
GCs, subs, builder's risk, COIs, additional-insured stacking.
Manufacturing
Product liability, equipment breakdown, business income.
Performance & Bid Bonds
Single-job + aggregate programs. Drag-down provisions reviewed.
Don't see your industry?
Call us anyway. We've written stranger things — and our direct carrier appointments cover most of what Oklahoma needs.
Real Oklahomans. Real reviews.
Our honest rating across every review on Google.
Schedule with Erick Cummings.
Director of Commercial Lines
















