Manufacturing insurance, answered.
What types of manufacturers do you write?
Light fabrication and assembly (metal, plastics, electronics), heavy industrial, food and beverage, oilfield-supply manufacturing, and contract manufacturers. Each is a different product-liability and equipment story, so we write to your actual operations and unit count rather than dropping you into a generic manufacturers' package.
Will you size business-income coverage correctly?
Yes. Most manufacturers are under-insured on business income. We size the limit to your worst-month exposure instead of a broker's default, and we add contingent business-income coverage so that when a single supplier goes down, your books keep moving. Under-sizing BI is one of the most common — and most expensive — gaps we fix.
Do you cover equipment breakdown and product recall?
Yes. We schedule high-value machinery — boilers, presses, robotics — with carriers that do on-site inspection, and we add equipment-breakdown coverage. We also bolt on voluntary product-recall coverage with reasonable limits, which is often missing from a manufacturer's policy until a recall makes it obvious.
What we cover, day to day.
Light fabrication & assembly
Metal, plastics, electronics — product liability and equipment breakdown.
Heavy industrial
High-value machinery, foreign components, exposure scaled to revenue and unit count.
Food & beverage
Product recall, contamination, foreign-substance coverage, USDA/FDA compliance.
Oilfield supply manufacturing
Specialized markets for downhole tools, valves, pressure-rated equipment.
Contract manufacturing
Vendor endorsements, hold-harmless review, vicarious liability.
The places generic agents leave you exposed.
Business-income limits sized to reality
Most manufacturers are under-insured on BI. We size to your worst-month exposure, not the broker's default.
Equipment breakdown
Boilers, presses, robotics — we schedule the high-value pieces and select carriers with on-site inspection.
Supply-chain endorsements
When a single supplier goes down, contingent BI keeps your books moving.
Product recall
Voluntary recall coverage often missing. We bolt it on with reasonable limits.
Direct appointments where it matters.
- Manufacturers' package programs
- Specialty F&B markets
- Energy supply chain
- Loss-control engineering resources
Real Oklahomans. Real reviews.
Our honest rating across every review on Google.
Schedule with Erick Cummings.
Director of Commercial Lines

