Industries/Performance & Bid Bonds

Bid bonds, performance bonds, payment bonds — fast, in Oklahoma.

Whether you're bidding your first $50K public project or running an aggregate program for $10M of backlog, we'll get the bond out the door — and review every drag-down provision before you sign.

Common questions

Performance & Bid Bonds insurance, answered.

How fast can you get a bid bond out?

Same day for qualified contractors, single-project or pre-qualified. Surety depends on your financials and track record, so the more complete your information, the faster we move. For active bidders we set up a working aggregate so bids go out without re-underwriting each one — from a first $50K public project to programs supporting several million dollars of backlog.

Do you review the bond and contract language before we sign?

Yes. We read the bond form and the prime contract's drag-down and indemnity provisions before you sign — the language that can quietly make you liable for the obligee's choice of remedy. We'll spot it, price it, and tell you what it means rather than let you discover it after a default.

What types of bonds do you place?

Bid, performance, payment, and maintenance bonds, plus license-and-permit, subdivision and site-improvement, and court bonds (probate, appeal, replevin). We know the municipal forms in OKC, Norman, Moore, and Edmond, and we pre-load maintenance bonds into your renewal so they don't surprise the obligee.

Operations we write

What we cover, day to day.

Bid bonds

Same-day turn for qualified contractors. Single-project and pre-qualified.

Performance & payment bonds

Standard 100/100 form for federal and state work; private-obligee forms reviewed.

Maintenance bonds

1–2 year typical. We pre-load these into your renewal so they don't surprise the obligee.

License & permit bonds

Contractor licenses, sales tax bonds, dealer bonds.

Subdivision & site-improvement

Municipal forms in OKC, Norman, Moore, Edmond — we know the assistant-city-attorney by name.

Court bonds

Probate, appeal, replevin — fast turns when you need them.

Common coverage gaps

The places generic agents leave you exposed.

Aggregate program structures

We pre-qualify your company for a working aggregate — bids go out without re-underwriting each one.

Drag-down provisions

If the prime contract makes you liable for the obligee's choice of remedy, we'll spot it and price it.

New contractor relationships

First bond? We'll walk you through the personal indemnity, working capital review, and which markets are friendliest to start.

Functional capacity vs single-job

Knowing the difference between your largest-allowable single-job and your full backlog is the difference between getting work and losing it.

Programs we have access to

Direct appointments where it matters.

T-listed surety markets
Specialty contractor surety
Functional capacity programs for $5M+ backlog
New-contractor entry-level programs

Sample timeline

From "tell us about it" to bound.

Day 0

Discovery call · review current policy + contracts

Day 1–3

Submissions out to 3–5 right-fit carriers

Day 5–7

Quotes back · we walk you through trade-offs

Day 8

Bind · COIs issued · holder list loaded

Ready when you are

Schedule with Erick Cummings.

Director of Commercial Lines