Caitlin Greco
a week ago
viaG
Common questions
Performance & Bid Bonds insurance, answered.
How fast can you get a bid bond out?
Same day for qualified contractors, single-project or pre-qualified. Surety depends on your financials and track record, so the more complete your information, the faster we move. For active bidders we set up a working aggregate so bids go out without re-underwriting each one — from a first $50K public project to programs supporting several million dollars of backlog.
Do you review the bond and contract language before we sign?
Yes. We read the bond form and the prime contract's drag-down and indemnity provisions before you sign — the language that can quietly make you liable for the obligee's choice of remedy. We'll spot it, price it, and tell you what it means rather than let you discover it after a default.
What types of bonds do you place?
Bid, performance, payment, and maintenance bonds, plus license-and-permit, subdivision and site-improvement, and court bonds (probate, appeal, replevin). We know the municipal forms in OKC, Norman, Moore, and Edmond, and we pre-load maintenance bonds into your renewal so they don't surprise the obligee.
Operations we write
What we cover, day to day.
Bid bonds
Same-day turn for qualified contractors. Single-project and pre-qualified.
Performance & payment bonds
Standard 100/100 form for federal and state work; private-obligee forms reviewed.
Maintenance bonds
1–2 year typical. We pre-load these into your renewal so they don't surprise the obligee.
License & permit bonds
Contractor licenses, sales tax bonds, dealer bonds.
Subdivision & site-improvement
Municipal forms in OKC, Norman, Moore, Edmond — we know the assistant-city-attorney by name.
Court bonds
Probate, appeal, replevin — fast turns when you need them.
Common coverage gaps
The places generic agents leave you exposed.
Aggregate program structures
We pre-qualify your company for a working aggregate — bids go out without re-underwriting each one.
Drag-down provisions
If the prime contract makes you liable for the obligee's choice of remedy, we'll spot it and price it.
New contractor relationships
First bond? We'll walk you through the personal indemnity, working capital review, and which markets are friendliest to start.
Functional capacity vs single-job
Knowing the difference between your largest-allowable single-job and your full backlog is the difference between getting work and losing it.
Programs we have access to
Direct appointments where it matters.
- T-listed surety markets
- Specialty contractor surety
- Functional capacity programs for $5M+ backlog
- New-contractor entry-level programs
What our clients say
Real Oklahomans. Real reviews.
Our honest rating across every review on Google.
Amanda Bunting
a week ago
viaG
alex laporte
a week ago
viaG
GSee all reviews on Google
Click any review to read it on Google directly.
Ready when you are
Schedule with Erick Cummings.
Director of Commercial Lines