Industries/Construction

Insurance for Oklahoma contractors who actually build something.

GCs, subs, design-builders, specialty trades. We know which carriers want residential remodel and which want commercial new construction — and we route your submission accordingly.

Common questions

Construction insurance, answered.

What trades and contractors do you cover?

General contractors, subcontractors, design-builders, and specialty trades — electrical, HVAC, plumbing, framing, concrete, roofing, demo, excavation, scaffolding, and crane. We know which carriers want residential remodel and which want commercial new construction, and we route your submission to the right one instead of forcing every contractor through the same market.

How fast can you issue a certificate of insurance?

Same day. We keep holder lists pre-loaded and issue certificates with the additional-insured stacking your contract requires — owner, general contractor, and lender, in the form each one demands. If your GC needs specific ongoing-and-completed-operations or primary-and-non-contributory wording, send us the contract and we'll match it rather than send a generic certificate that gets rejected.

Do you handle builder's risk and installation floaters?

Yes. We write builder's risk for the project and an installation floater for materials in transit and on-site before installation — a coverage that's frequently missed. We also bridge builder's risk to permanent property coverage at substantial completion so there's no uninsured day in between.

How we actually work the account

Your experience modification factor (EMOD) is half the conversation on workers' comp — the other half is whether the underwriter trusts your safety program. We build submissions that tell that story. For larger projects, we'll talk through whether an OCIP or CCIP wrap-up is the right move, and what it leaves uncovered on your standalone policy. We read the indemnification language in your subcontracts against the additional-insured endorsement your GC requires — and we'll flag the action-over claims exposure most subs don't realize they're sitting on. AIA documents on the desk, we'll walk you through which sections actually drive your insurance requirements. And our COIs go out as quickly as we can turn them, with holder lists pre-loaded, so a bid-day request doesn't turn into a Monday-morning fire.

Operations we write

What we cover, day to day.

General contractors

Residential and commercial. Bid-day COIs, owner-controlled programs, builder's risk.

Subcontractors

Electrical, HVAC, plumbing, framing, concrete, roofing — class-specific GL and WC.

Specialty trades

Demo, excavation, scaffolding, crane — high-hazard markets when standard markets say no.

Restoration & remediation

Water, fire, mold — environmental endorsements built in.

Installation floater

Materials in transit and on-site before installation. Often missed; we don't.

Tools & equipment

Scheduled and unscheduled, on-job and off-job — anti-theft endorsements.

Common coverage gaps

The places generic agents leave you exposed.

COI support

We turn certificates as quickly as possible. Holder lists pre-loaded. Renewals stay in sync.

Additional-insured stacking

Owner, GC, lender — we add them all, in the form the contract requires.

Subcontracted work exposure

We write the right ongoing-ops endorsements when you're hiring trades you don't supervise.

Builder's risk gaps at substantial completion

We bridge to permanent property coverage so there's no uninsured day in between.

Programs we have access to

Direct appointments where it matters.

Residential GC programs
Commercial GC carriers
Trade-specific markets (E&O for design-build)
Bond programs for prime contractors

What our clients say

Real Oklahomans. Real reviews.

Our honest rating across every review on Google.

4.8

Our Google rating

Trusted by 218 Oklahomans

Live from Google

Khi Bergmann

Edited 11 months ago

Jerre has saved me so much money on my insurance. He always answers the phone and is a great person. I've never had such a great insurance guy!

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Amanda Wescott

a month ago

I have had a wonderful experience with Rebecca at Clearview for our commercial policy. She always advocates and educates. She is extremely patient and always follows up on communication! I'm thankful for the support she provides our company.

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Lainey Burkett

2 months ago

I love the people at Clearview, Bailey and Heather and Jim are all amazing!!

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Shante Aubert

2 months ago

Rebecca was super helpful in getting our company a the paperwork we needed. She is super knowledgeable, quick, and a great person to work with!

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Ramon Dickens

2 months ago

Hayden Jennings responds quick and is a pleasure to work with!

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Melissa Jack

3 months ago

Hands down Crystal Grace has always went above and beyond for our insurance needs! Her professionalism is top notch. Not surprising though being under the leadership of Holly & Erick Cummings & Jim Jennings. I always feel safe that they're taking good care of us!!!

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Craft Cannabis

11 months ago

Jerre has been very helpful with saving our company a lot of money with insurance. He spends the time to find the best policy with the best price.

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Ronald Severino

11 months ago

I requested some information about my Vendor, and they promptly answered my email. Excellent service. Thank you for your assistance Rebecca Lair!

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Carly Davison

a year ago

Holly and Erick offer amazing service for personal and commercial lines.

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Caleb Womack

a year ago

Holly and Erick and their team are so great!

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Jaycie Jones

a year ago

Thanks Rebecca for your quote! Awesome customer service.

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will ramsey

a year ago

Samantha was very helpful throughout the process and got me an affordable policy for my small business!

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DTP Wrecker

a year ago

We can't say enough good things about our experience with Trevor! He truly went above and beyond to help us. From start to finish, he was professional, knowledgeable, and incredibly responsive to all of our questions. Trevor made what could have been a complicated process feel smooth and stress-free. Thanks to his hard work and dedication, we feel confident and well taken care of. Highly recommend Trevor to anyone looking for Insurance Services.

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Jeremy S.

2 years ago

Erik and his wife are great to work with. Awesome service!!!

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Tess White

3 years ago

Jerre knows more about insurance than anyone I have come across. He helped me save my company so much money. We can't thank him enough.

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Linda Russell

5 years ago

I talked to Jim with Clearview in Moore and he signed me up with encompass and I saved $1500 a year with my house and car insurance fantastic thank you Jim

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Glenda Slusser

6 years ago

Jim called my client quickly and was able to get quotes out quickly. And Jim was able to find an insurance company wit good coverage and cheaper rates. I highly recommend Jim Jennings and his company.

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Jason Bell

6 years ago

Appreciate Jim, Holly, and Tyler taking the time to provide the best coverages and prices possible for myself and my family!

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Gregory Mclaughlin

2 months ago

Rebecca has been a blessing with her response and attention to detail. She has certainly made my commercial insurance policy management a positive experience.

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Ready when you are

Schedule with Erick Cummings.

Director of Commercial Lines