Upstream insurance for operators, lease operators and drilling contractors.

Control of well, blowout and pollution, high-value downhole assets, heavy fleets and hazard-group-F workers compensation, placed across the Permian Basin and the Mid-Continent with the specialty markets built for this business.

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Who this is for

The operations this program is built around.

Operators
Lease operators
Drilling contractors

The losses that shape the program

Name the peril first. The coverage follows.

Blowout and loss of well control

The event the whole upstream program is built around. Control of well responds to regaining control, redrilling, and the seepage, pollution, cleanup and containment that follow.

Pollution from a well event

Sudden and gradual, at the site and on the road. Standard general liability excludes it, which is why pollution is written as its own line rather than assumed.

Downhole tools and rig physical damage

High-value assets in the hole and on the rig floor: scheduled, valued, and written with care, custody and control in mind.

Heavy fleets on lease roads

Crew trucks, service units and hauling on lease roads. Written for a heavy oilfield fleet, including hired and non-owned.

Hazard-group-F workers compensation

Upstream crews sit in NCCI's higher-severity hazard groups, where a single injury can be catastrophic. The experience mod and the safety program carry a large share of the premium conversation.

Contract exposure under the MSA

Indemnity, additional insured and knock-for-knock terms decide who pays after a loss. They get read before signing, not after the claim.

Coverage

Coverage we write for upstream

Commercial general liability, with contractual liability and additional insured for master service agreements
Control of well and operators extra expense, including redrilling, seepage, pollution, cleanup and containment
Energy property, rig physical damage, contractors equipment and inland marine
Pollution liability, site and contractors, including produced water and drilling fluids
Commercial auto for heavy and oilfield fleets, including hired and non-owned
Excess and umbrella liability in layered towers
Workers compensation, Texas subscriber and non-subscriber, with USL&H where operations are over water
Business interruption and contingent business interruption

See the full coverage list

Beyond the policy

Risk management we deliver

Master service agreement and contract review, including anti-indemnity statutes and knock-for-knock analysis
Contractual risk transfer program design and subcontractor certificate compliance
Loss control, safety program support and experience modification management
Claims advocacy with adjusters who have worked oilfield losses

Common questions

Upstream questions, answered.

What is control of well insurance?

Control of well, sometimes written as operators extra expense, is the coverage that responds when a well gets away from the operator: the cost of regaining control, redrilling or restoring the well, and the seepage, pollution, cleanup and containment that follow a blowout. The limit is sized to the deepest well you work rather than to a default.

Why does hazard group F matter?

NCCI groups workers compensation classes by how severe a single injury can be, and upstream classes sit in the higher groups. The experience modification rate and the safety program behind it therefore sit at the center of the premium conversation, and the prequalification systems score both.

Do you insure drilling contractors as well as operators?

Yes. Operators, lease operators and drilling contractors are all written, with rig physical damage and contractors equipment for the iron, hazard-group-F workers compensation for the crews, and excess in layered towers where the drilling contract requires it.

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Program review

Send us the dec pages. We will tell you what is missing.

A working review of your current program, your MSAs and your certificate compliance. No obligation, and no sales call unless you ask for one.

Ready when you are

Schedule with Erick Cummings.

Director of Commercial Lines