Oilfield services insurance for the crews that work the lease.

Well servicing, workover, wireline, pumping, water hauling, disposal, roustabout crews, equipment rental and oilfield machinery. Action-over claims, MSA risk transfer, fleet and produced-water pollution.

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Who this is for

The operations this program is built around.

Well servicing and workover
Wireline
Pumping
Water hauling and disposal
Roustabout crews
Equipment rental
Oilfield machinery

The losses that shape the program

Name the peril first. The coverage follows.

Action-over claims

Your employee is hurt on the operator's location, sues the operator, and the operator tenders the claim to you under the MSA. Contractual liability and the additional insured wording are the coverages written to respond to that tender.

MSA risk transfer

Indemnity, knock-for-knock and the certificate requirements are read against the anti-indemnity statutes before you sign, and the program is built to deliver what the contract actually requires.

Fleet losses

Service units, crew trucks, hot-shots and water hauling on lease roads. Commercial auto for oilfield fleets, including hired and non-owned.

Produced-water pollution

A spill from a transfer line or a tanker is a pollution claim that standard general liability excludes. Contractors pollution is written to cover produced water and drilling fluids.

Equipment in your care

Tools and rental equipment on location, in the yard and in transit: contractors equipment and inland marine.

Getting through the gate

ISNetworld, Avetta, Veriforce and PEC approvals and a certificate written to clear the operator's requirements decide whether the crew works today.

Coverage

Coverage we write for oilfield services

Commercial general liability, with contractual liability and additional insured for master service agreements
Energy property, rig physical damage, contractors equipment and inland marine
Pollution liability, site and contractors, including produced water and drilling fluids
Commercial auto for heavy and oilfield fleets, including hired and non-owned
Excess and umbrella liability in layered towers
Workers compensation, Texas subscriber and non-subscriber, with USL&H where operations are over water
Performance and bid bonds

See the full coverage list

Beyond the policy

Risk management we deliver

Master service agreement and contract review, including anti-indemnity statutes and knock-for-knock analysis
Contractual risk transfer program design and subcontractor certificate compliance
ISNetworld, Avetta, Veriforce and PEC compliance support
Certificate issuance built for job-site access, not for filing
Loss control, safety program support and experience modification management
Claims advocacy with adjusters who have worked oilfield losses

Common questions

Oilfield Services questions, answered.

What is an action-over claim?

An employee of a contractor is injured on the operator's site. Workers compensation bars the employee from suing their own employer, so they sue the operator, and the operator turns to the contractor under the indemnity in the master service agreement. Contractual liability coverage and the additional insured endorsement on the contractor's general liability are what respond, which is why both are written to the wording the MSA requires.

What does an operator's MSA require of my insurance?

Typically a set of minimum limits, additional insured status on a specified form, primary and non-contributory wording, a waiver of subrogation, and an indemnity that the Texas and Oklahoma oilfield anti-indemnity statutes may limit or require to be supported by insurance. All of it gets read before you sign, and the program is built to deliver it, so the certificate is written to the operator's wording from the start.

Can you help with ISNetworld, Avetta, Veriforce or PEC?

Yes. Prequalification support is part of the program: the submissions, the insurance section, certificates written to the operator's requirements, and the experience mod and recordable incident rate those systems score.

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Program review

Send us the dec pages. We will tell you what is missing.

A working review of your current program, your MSAs and your certificate compliance. No obligation, and no sales call unless you ask for one.

Ready when you are

Schedule with Erick Cummings.

Director of Commercial Lines