$1M of extra liability for under $40/month for most clients. Most should have one.
Personal umbrella sits over your home + auto + boat + rental property liability. One claim that exceeds your underlying limits and it pays for itself for a generation.
Coverage
What we include.
- Excess liability above home + auto
- Personal injury (libel, slander, false arrest)
- Worldwide coverage
- Defense costs in addition to limits
- Rental property uplift available
Markets
Where we shop.
- Direct from your home/auto carrier (most cases)
- Stand-alone umbrella markets (high-net-worth)
- RLI for ineligible underlying
What we need
To get you a real quote.
- Current home + auto dec pages
- Driver list with DOB
- Any rental properties owned
- Any past umbrella claims
Often bundled with
Cross-sells that make sense.
Home + Auto BundleInvestment Properties
[Client testimonial — pending real attribution]
Awaiting client approval
Ready when you are
Schedule with Crystal Grace.
Personal Lines Manager