Safety resources for the businesses we insure.

Free Safety Training Videos for Our Clients

A good safety program doesn't need a full-time safety director. Through our carrier partners, many Clear View clients have free access to professional safety training.

For example, businesses insured with National American Insurance Company (NAICO) can stream more than 1,200 safety training videos from AP Safety Training straight into their safety meetings at no cost. Each title comes with employee quizzes and facilitator materials, new titles are added every quarter, and there's no waiting list.

Why it matters: regular, documented safety meetings prevent injuries, and they give underwriters something concrete to look at when your renewal is priced. Keep a signed attendance sheet for every meeting.

Services vary by carrier and policy. Ask your Clear View team what loss control resources come with your program, and we'll help you set them up.

Vehicles Are the Leading Cause of Death in Oil and Gas Work

Federal research from the CDC and the National Institute for Occupational Safety and Health (NIOSH) found that vehicle incidents were the leading cause of death for oil and gas extraction workers from 2014 to 2019, accounting for 26.8% of fatalities.

The workday behind those numbers is familiar to anyone in the field: 12-hour shifts, long commutes, short nights and rural lease roads. In a NIOSH survey of 500 oilfield workers, 27% said they had fallen asleep while driving, and most reported using a phone behind the wheel. Few employers had written policies on fatigue, maximum work hours or hands-free phone use.

Five controls make the biggest difference:

1. A written ban on handheld and hands-free phone use while driving
2. A maximum work hours rule and a plan for long drives
3. Motor vehicle records reviewed at hire and every year
4. A seat belt rule that is enforced
5. GPS or camera telematics that someone actually reviews

A driver program that's written down and actually used protects your people, and it's one of the strongest things you can show an auto underwriter. Talk to Clear View about where your program stands.

Source: CDC Morbidity and Mortality Weekly Report, September 1, 2023.

Does Your Yard Need a Spill Prevention Plan?

If your business stores more than 1,320 gallons of oil above ground (diesel, gasoline, lube oil or hydraulic oil), and a spill could reach a creek, river or lake, the EPA's Spill Prevention, Control and Countermeasure (SPCC) rule likely requires a written spill plan. Only containers of 55 gallons or more count toward the total.

A plan covers the right containers, overfill protection, secondary containment around bulk tanks, spill materials at fueling points, and regular inspections. Facilities with 10,000 gallons or less and a clean spill history can usually certify their own plan; larger facilities need a licensed Professional Engineer.

If a spill happens, call the National Response Center at 1-800-424-8802 right away, and follow your state's reporting rules.

Here's the insurance side: most general liability policies exclude pollution, so a spill at your yard, on a customer's site or from a truck can land in a coverage gap. Clear View can review where pollution coverage sits in your program today. For compliance questions, check with your environmental consultant or the EPA.

This article is general information, not legal or compliance advice.