Individual Benefits
Health, life, and Medicare — shopped honestly, explained clearly.
Whether you're between jobs, turning 65, building a family, or shopping life insurance for the first time — we'll show you what's actually available, in plain English.
Bilingüe disponible
What we sell
The full individual stack.
Individual Health (ACA)
Medicare Supplement
Medicare Advantage
Term Life Insurance
Whole / IUL Life
Long-Term Care
Disability Income
Annuities (on request)
Who we help
People who'd rather have a real conversation.
- Self-employed and 1099 workers
- Between jobs, before COBRA runs out
- Turning 65 (Medicare enrollment)
- Young families building their first life policy
- Empty nesters reassessing coverage
Our process
Three-step, warm, no-pressure.
01
Talk it through
What you have, what changed, what's worrying you. 15 minutes.
02
Real options
Two or three plans that fit — with the numbers laid out side-by-side.
03
Enroll & stay
We handle the paperwork. We're your contact for the whole policy life.
Your team
Who you'll work with.
Ready when you are
Schedule with Felicia Garrett.
Director of Health & Benefits