How It Works
Three steps to your renewal binder.
01
Discovery
Census, current plan summary, claim history if available, your three priorities for this year.
02
Marketed
Submissions to the 4–6 carriers that fit your group size, industry, and state — including HMOs your competitors miss.
03
Decided
Plain-English side-by-side. We surface the trade-offs. You decide. Open enrollment is on us.
What we offer
The whole stack, under one team.
- Group health (fully-insured & level-funded)
- Dental + vision
- Group life + AD&D
- Short-term & long-term disability
- HSA / FSA / HRA administration
- Voluntary benefits (accident, critical illness)
- Employee navigation & enrollment support
Compliance & ACA support
The legal-adjacent stuff, handled.
- ACA reporting (1094/1095) coordination
- ALE measurement tracking
- COBRA admin partner referrals
- ERISA wrap documents
- Section 125 / POP plan setup
- Annual notices & required postings
Your team
Who you'll work with.
[Client testimonial — pending real attribution]
Awaiting client approval
[Client testimonial — pending real attribution]
Awaiting client approval
Ready when you are
Schedule with Felicia Garrett.
Director of Health & Benefits



