Real STR coverage. No mystery exclusions.
Broken Bow / Beavers Bend, OKC metro travel-nurse stays, lake cabins. We write proper short-term rental policies — not landlord forms with their fingers crossed.
The STR coverage problem
Why most STRs are mis-insured.
Standard homeowners policies exclude business use. Landlord policies exclude transient occupants. Many owners are insuring an STR on the wrong form and don't find out until the claim is denied. We write proper STR forms with commercial GL, contents for furnishings, and host-liability endorsements.
Markets we write
- Dedicated STR carriers (Proper, Steadily, Obie, others)
- Commercial habitational for multi-cabin operators
- Lloyd's E&S markets for unique properties
- Airbnb Host Liability programs (excess to platform coverage)
Broken Bow / Beavers Bend
Cabin rentals, hot-tub liability, wildfire exposure, multi-cabin operators.
Lake & cabin
Tenkiller, Eufaula, Texoma. Boat-dock liability, attractive nuisance.
OKC metro travel-nurse
Mid-term furnished rentals (30+ days), corporate housing.
[Client testimonial — pending real attribution]
Awaiting client approval
Ready when you are
Schedule with Crystal Grace.
Personal Lines Manager